In the life of every person there are a lot of unexpected and force majeure situations. Therefore, often, even if we draw up a plan, we fail to reach the goal - sometimes there is not enough time, then there are not enough resources, or something else. There is a long-term plan for this. You will learn about the meaning of this term in this article.
What is "promising"?
This is a question readers of this post may be asking themselves. Perspective means long-term, reliable, long-term. A long-term plan is drawn up for a period of three to fifteen years and can have a wide variety of applications.
Why do we need a plan?
Of course, as you learned from the last paragraph, such a plan does not make sense, for example, if you want to set yourself the goal of buying a wardrobe. After all, no one will postpone the purchase for fifteen years.
But if you want to buy an apartment, a car, save up for a round-the-world trip or study at a prestigious university abroad, then such a plan is suitable especially for you. We repeat once again: promising is long-term, which means that you need to write down the points to achieve the go althree or more years ahead, dividing them into small subtasks.
It is easiest to follow a plan when it is broken down into sub-points: earn 50 thousand every month, invest 100 thousand every six months, etc., small goals seem more achievable and with each step they take you closer to the main task.
Also, you should not try to earn a million in three years, if a couple of tens of thousands come out a month without taking into account food, utilities and other needs. Carefully weigh all the pros and cons before drawing up a plan, work it out to the smallest detail, take into account unforeseen force majeure situations, and then the result will satisfy you 100%.
Below is an example of a long-term plan that aims to buy a car worth one million rubles over four years. Of course, so that it would be without credits and loans.
Sample plan
Goal: Earn a million on a Subaru car.
Monthly earnings: 40 thousand rubles.
Monthly expenses for clothes, food and entertainment: 15 thousand rubles.
Utilities: 3 thousand rubles.
After doing some simple calculations, you can understand that a person has 22 thousand rubles left. 15 thousand should be set aside for your goal, and another 7 should be left as a means for force majeure: illness, holidays, birthdays, and so on. If you set aside strictly 15 thousand a month, you will get 180 thousand in a year. If you calculate, it takes five years to achieve the goal of a million rubles.
Next alreadyeach paints as it suits him: in a table, in phone notes or on paper. Good luck!
