What qualities should a modern person have? Should he be careful? What is frugality, how does it differ from other qualities, how to manage it? You can find out more about this in the article below.
What is frugality?
The word "protect" appeared in the times of ancient Russia, has the same root as in the word "shore". It means to close the shore. Protect, hide, care.
The value of frugality cannot be overestimated, because in ancient times people believed in a goddess named Bereginya. It was believed that she protects the family and the earth from evil spirits and brings happiness to the house.
Hence: the word "thrift" means the quality of a person, which lies in his ability to carefully treat what he has. Also, frugality is the wise use of what is available. This is the preservation of material and spiritual we alth.
You need to understand that this quality applies not only to money, but also to other resources. For example: if you turn off the lights when you leave the room, you save electricity. If you shower instead of bathing, you save water.
How notconfuse frugality with greed?
If you're saving up and saving your pocket money for something special by refusing to go to the movies and buy unnecessary things, then you're doing the right thing. But if your friend asked to lend him money for travel, and you refused because then you would have nothing to put in the piggy bank, then you are doing badly, because this is already greed. No need to refuse to help friends and family if their requests are really serious.
Also, excessive thrift can turn into greed towards oneself. This can happen if you suddenly start saving on such things that you can’t do without. For example: if you save on food and walk around hungry all day, you can earn he alth problems that will have to spend much more than lunch.
Frugality and prudence
These words are synonyms, but there is a slight difference between them. If frugality is just small savings and the rejection of various unnecessary expenses, then prudence is also taking into account circumstances, having a plan. A prudent person, as a rule, thinks about how he can save up and for what.
Good quality
Frugality used to be considered the lot of poor people, while the rich, on the contrary, did not spare money for anything. Things have changed now, and there are many benefits to be found in this capacity.
Such as:
- proper handling of money;
- abilitysave;
- the ability to appreciate what you have (especially if it was bought with accumulated funds);
- the ability to determine what is more important to you at the moment;
- the ability to manage your time;
- opportunity to choose.
How to manage frugality?
How can you learn to save without becoming greedy? Let's take a look at some tips to help you keep track of your spending without going overboard.
- Calculate your income (it can be pocket money, gift money, etc.).
- Calculate your basic expenses (what you will definitely need to spend money on, travel and meals).
- Determine how much you have left.
- Decide how much you're willing to save.
- Try to save the planned amount of money each time.
- Frugality is not giving up everything, sometimes you can buy what you want.
- Don't save if you're hungry or cold (better to buy food and drive home than get sick).
- Tell your loved ones what you are saving for (most likely they will want to help you, and your piggy bank will fill up faster).
Frugality is not just a quality of a person, but a way of life. Thanks to him, you will be ready for any life circumstances, you will be able to manage your savings and choose what to spend them on. Being lean is not difficult, but beneficial, not only for the people themselves, but for the planet as a whole.
