When choosing a future profession (or looking for a good option for retraining), you can pay attention to the speci alty "Banking". It is a very promising direction in a market economy. True, to achieve heights, you need to know mathematics well and be able to talk to people.
Description of features
The speci alty "Banking", provided that a person has studied well, opens up significant prospects. So, you can work in investment organizations, financial institutions, on the stock exchange, in credit structures. In addition, the provided knowledge is enough for employment in insurance companies and planning departments of enterprises. The duties of specialists largely depend on what they are working with: stock and investment areas, securities, issuance of loans - the list goes on and on. Let's look at a small example. What does a loan officer do? In histasks include accepting applications for loans, analyzing the financial condition of the client, assessing the reliability of collateral. The speci alty "Banking" allows you to get the necessary basic skills and knowledge. This creates the basis for a future brilliant career.
So different and similar speci alties
And now about the bureaucratic moments. You can get all the employment opportunities described above by obtaining the speci alty "Finance and Banking". But other directions also provide a pretty good base. For example, "Finance and Credit", "Economics". To decide and make your choice, you need to clearly understand where a person plans to work.
Training
And now let's talk about universities. The speci alty "Banking" offers an impressive number of higher educational institutions in the country. Graduates of such structures are most valued: State University of Management, Higher School of Economics, Russian Academy of National Economy. Although the majority of higher educational institutions of economic orientation allow obtaining a profile speci alty. Moreover, since it is not known what exactly a person will have to do, the course of study covers the maximum number of future functions. So, a trained graduate can calculate the minimum balance of cash on hand, analyze the financial situation of the borrower, conduct operations in the interbank loan market, and make payments on export-import processes - the list goes on.long.
Which institutions of higher education should I prefer?
A diploma from a reputable university is more pleasant for an employer than from a little-known place of study. Therefore, we can advise you to pay attention to:
- State University of Management in Moscow. It has been leading its history since 1919. The training program includes both the implementation of the necessary actions and control over the work of teams.
- Higher School of Economics. It has representative offices in Moscow, St. Petersburg, Perm and Nizhny Novgorod. There is not very much (25 years), but during this time she has already managed to become a model. The training program is distinguished by a high level of presentation and analysis of the material.
- Russian Academy of National Economy. It was created in 2010 on the basis of structures that were engaged in the preparation of the country's top management personnel, as well as improving their qualifications. Also located in the city of Moscow. Getting here is quite difficult, as well as holding on. But if it works out, truly broad prospects will open before a person.
Who is this speci alty for?
Banking jobs are pretty demanding. So, people need to have good mathematical abilities and an analytical mindset. A person should be able to put everything on the shelves, systematize the information received and be critical of it. In the profession, increased attention to detail and concentration in work are important. And it's very good if the people who choosefor this speci alty, I like economic disciplines. A good memory and the desire to bring what has been started to its logical conclusion are also necessary character traits for successful activity.
About salary
How much do banking specialists earn? The amount of funds can vary widely. Payment starts from 20 thousand rubles. But the highest mark … Earnings can reach truly impressive amounts. It should be noted that there are top, middle and lower level bankers. What wages will be depends to the greatest extent on belonging to a certain group. In addition, the amount received is affected by regional affiliation, the level of the financial and credit institution and the position held. You should not expect that, having received a higher education, a person will be able to immediately occupy a high position and receive hundreds of thousands or millions of rubles. Career is built gradually.
